Compliance & transparency

What Wajib actually does

A short, honest answer to “how compliant is this thing, really?”

What Wajib does

  • Generates payroll files in the SAMA WPS format banks accept.
  • Auto-calculates GOSI at 10% / 12% with the SAR 45,000 cap.
  • Tracks Saudization (Nitaqat) live.
  • Validates IBAN, National/Iqama ID, and salary before export.
  • Flags Iqama and contract expiries 90 days out.
  • Stores data in your own workspace with row-level security.

What Wajib does not do

  • Not a SAMA-licensed entity — SAMA licenses banks, not software.
  • Doesn’t send payroll to your bank — you upload the file.
  • Doesn’t file GOSI returns — we calculate, you submit.
  • Doesn’t give legal or tax advice.

Regulators we map to

SAMA
WPS file format spec
MOL / MHRSD
Labor Law, Iqama & contract
GOSI
Social insurance contributions
Mudad
WPS upload acceptance
Nitaqat
Saudization band thresholds
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