Wajib
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Compliance & transparency
What Wajib actually does
A short, honest answer to “how compliant is this thing, really?”
What Wajib does
Generates payroll files in the SAMA WPS format banks accept.
Auto-calculates GOSI at 10% / 12% with the SAR 45,000 cap.
Tracks Saudization (Nitaqat) live.
Validates IBAN, National/Iqama ID, and salary before export.
Flags Iqama and contract expiries 90 days out.
Stores data in your own workspace with row-level security.
What Wajib does not do
Not a SAMA-licensed entity — SAMA licenses banks, not software.
Doesn’t send payroll to your bank — you upload the file.
Doesn’t file GOSI returns — we calculate, you submit.
Doesn’t give legal or tax advice.
Regulators we map to
SAMA
WPS file format spec
MOL / MHRSD
Labor Law, Iqama & contract
GOSI
Social insurance contributions
Mudad
WPS upload acceptance
Nitaqat
Saudization band thresholds
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